San Diego Housing Market Appears to be Sizzling
The current housing market in San Diego is “very healthy” according to real estate site zillow.com. Currently, the average house value in San Diego is approximately $529,000. San Diego home prices began slipping slightly in the Fall of 2015 but now, compared to last year, home values have increased a tremendous 6.6%, and it is predicted that they will continue to rise another 3% within the following year. There was also an 8.3% increase in the average price per square foot in since a year ago at this time. The increase in home values is due to the overall good economic conditions of San Diego, which are supporting the gains. One key positive factors is the recent increases in residential construction, including single-family housing. Despite many of the positive figures, there are some experts who believe that San Diego is currently in a bubble, and trouble is on the horizon. But still, thirteen analysts in the recent San Diego housing study believe there is no real threat of a bubble or danger or collapse, not anytime in the next five years. The housing market of San Diego will most likely continue to flourish, or at the very least not hit the rough patch that it did two years ago.
A Professional Realtor is theObvious Choice
Interested in buying or selling a home, but on the fence about whether or not you should hire a professional realtor? Well, would you want an operation from a surgeon who never went to medical school? Absolutely not! An extreme example perhaps, but, buying and selling and home can be, at times, a life and death situation. A professional realtor will save you from a tremendous amount of stress and confusion, while guaranteeing you make the most of your money. Your realtor will help you accurately price your home, to make sure your house sells quickly and doesn't become a stale listing floating around the MLS. A professional realtor will also help navigate you through the negotiation process when buying a home, which is often a lengthy and confusing process. Furthermore a professional realtor will make sure your home gets the exposure it needs to be seen by as many buyers as possible. When you hire a professional realtor, you are hiring someone who is passionate and dedicated to finding the perfect home for you and your family. They will go up to bat for you and help you through the process of deciphering real estate terminology, dealing with loan companies and banks, the stressful financial aspect of it - - after all you have more important things to be thinking about, starting a new chapter of your life. Hiring a professional realtor, is simply the safest and smartest decision to make.
Now is the Time to Sell Your Home!
We are already several weeks into the new year. Perhaps you had a number of New Year Resolutions you planned on sticking to this year, or maybe you had a number of goals or milestones you wanted to achieve in 2016. Was selling your home on that list? Whether you have been thinking about selling your home for awhile but have been too reluctant or afraid, or perhaps this is the first time you have given it a thought and it has intrigued you; whatever the case, 2016 might be the perfect time for you to consider selling your home! What makes the current time so special? There are two huge reasons! First, there currently is a low supply of homes for sale on the market, this means once you list your home at a fair and competitive price, it will most likely sell very quickly. In fact the National Association of Realtor's recently estimated that over forty-five percent of sold properties in the last six months have spent less than four weeks on the market, in other words, homes are selling quickly! The second reason you should sell now is experts are predicting housing interest rates are going to rise dramatically this year, this is going to cause an influx of buyers to buy now instead of waiting - - so what are you waiting for? Make 2016 a milestone and memorable year by selling your home and buying a new one. Call a local realtor today and get started!
VA Home Loans and Eligibility
VA Home Loans are available to veterans, service members, and surviving spouses of service members who would like to own a home. It allows these buyers to offer $0 down, extremely low rates, and it removes the additional cost of mortgage insurance. This is all made possible by the Department of Veterans Affairs. However, there are certain conditions that need to be met in order to qualify for these benefits. For example, a service member must have at least 90 consecutive days of military service during wartime, or, they must have served 181 days of service during peacetime. It is important for service members and spouses receiving VA benefits to work with a realtor who is military friendly and understand the ins and outs of VA Home Loans. Purchasing a home can already be a lengthy and confusing process, when dealing with VA Eligibility and home loans there is a whole set of unique requirements that need to be met. Having a realtor help through that process will make it much easier, plus, many realtors are passionate and eager to serve our countries servicemen and women, and their families.
Buying a Home Makes Financial Sense
The achievement of buying your own home is the epitome of success. The ability to buy and own one's home has been at the apex of the American Dream since the early 20th century. In fact, the position of owning property or a home has come with a sense of entitlement and inclusion into the upper tiers of society. Throughout history, owning property has given people the right to vote, the right to run for an office, given people a voice, and among other things respect and security. While buying a home in the 21st century may not carry the same weight, and given the option to rent may not be for everyone, it actually makes sense financially to buy a home in 2016. Purchasing a home isn't just investing in a shelter of some sort with walls and a roof, buying a home is about investing in oneself. Instead of renting a home, where you are paying a certain amount of money each month to line a landlord's pockets, paying their mortgage on your hard earned dollar. That is money you will NEVER see again! What a waste! Buying your own home, and paying your own mortgage will eventually lead to you owning that home, and it gives you the option to make it a rental yourself in the future. There are also a number of tax benefits that come with owning a home. When you own your home you have the ability to deduct the interest you have paid on your mortgage from the total tax bill at years end! In addition to the tax incentives, owning a home increases your equity each year. So let go of any fear, hire a real estate agent, and buy a home in 2016. Not only will it be a smart financial decision, but it will bring with it a feeling of freedom, stability,and for your family for years to come.
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